Goodwill Finance

Goodwill Finance, we are a specialist finance broking company that provides tailored finance solutions for individuals, the self employed, SMSF, trust and company applicants throughout Australia.
Our objectives are to make the process of obtaining your finance solution as simple as possible to take the time to understand your needs, work through the options available and provide you with the optimum solution.
Backed by AFG (Australian Finance Group) Australia’s largest residential mortgage wholesaler, Goodwill has access to their formidable negotiating power with the major banks and non bank lenders in Australia, we have over 40 lenders in the residential, commercial, business, personal finance and leasing area, we will locate and place your facility in time and cost efficient manner.
All Goodwill Finance brokers are qualified and accredited members of the MFAA (Mortgage & Finance Association of Australia) and adhere to its strict code of conduct.


The residential lending space is crowded with products, features and lenders; at GOODWILL we assist you by cutting through the clutter to create a solution specific to your unique needs.
GOODWILL provides a wealth of solutions to owner occupier and investor clients in the residential property market.
With years of experience and access to over 850 residential products we have the product base and the know how to make the process as easy as possible for you.
Whether your requirement includes a purchase, refinance or both we will empower you with both the product and strategy to ensure that your portfolio is structured correctly.
Our client base varies from seasoned investors to young couples accessing the First Home Owners Grant this being the case we are able to assist you regardless of your current position or requirement. We also service credit impaired clients including recently discharged bankrupts this allows those clients who perhaps have experienced turbulent times to get back on their feet and re establish their lives.
GOODWILL offers Variable and Fixed rate products as well as Lines of Credit and Offset Account facilities from a comprehensive range of Bank and Non Bank Lender’s.


Our Working Capital management and reporting service is designed to keep our clients fully informed of about the actual and budgeted cash flow and bank positions at any time.
The world of Commercial Finance has matured greatly in the last 5 to 10 years, with an influx of new lenders operating in this market space. As a result of this development the nature of the products and terms available in Commercial Finance has also evolved.
Where once a Commercial facility would have been for a maximum of 5 years to 65% LVR and with rigid controls put in place by the lender onto the client, we are now offering 20 year loan terms to 80% LVR’s with set and forget type conditions from a range of lenders.
Together with our preferred lending partners we have an array of solutions to suit almost every commercial lending requirement be it Retail, Office or Industrial.
Our solutions stretch from non specialised simple commercial units to development finance to highly specialised securities that many lenders will not consider.
Commercial Finance is generally more complex than residential lending and as such often requires specialist understanding to ensure that your finance strategy can keep up with your acquisition strategy, your GOODWILL broker will work with you throughout the transaction process to ensure a successful outcome.

Business Finance

For small and medium business compliance always the biggest challenge, what is happening and how it will effect day to day or monthly or yearly requirements.
Business Finance is a more specialised area of GOODWILL’s business and one in which many solutions exist for our company and self employed clients. Although the number of lenders who provide such solutions is more limited than those operating in the residential and commercial lending area, our preferred Business Lending partners give GOODWILL the ability to offer a wide range of solutions. The nature of solutions varies according to the different industry that you or your company may operate in however below you will find a brief list of some of the solutions that GOODWILL offer. We will make sure that these challenges are identified correctly based on business situation and right guide line provided to identifying the impact and resolutions, like:

Professional Practice

This includes the finance of a solicitor or accountants parcel of fees. It can be used to either borrow against your practices value or to assist in the purchase of a parcel of fee’s.

Agency Finance

This enables GOODWILL to provide finance solutions for the purchase of real estate agent rent rolls.

Pharmacy Finance

As the name would suggest this enables the funding of upto 75% of the value of a pharmacy. Business value is determined through independent valuation.

Franchise Finance

GOODWILL is able to offer provide finance to purchase any on of over 30 major franchise groups offered in Australia.

Cash Flow Finance (Factoring)

Commonly known as debtor finance these solutions allow GOODWILL to finance the value of your current debtors. This solution which is particularly allows business owners to raise cash within the business without the need for bricks and mortar security.


Leasing is a vital part of many businesses and GOODWILL is able to offer extremely competitive and flexible leasing, Commercial Hire Purchase and Chattel Mortgage solutions to our clients.